I will be retiring soon, what do I need to do? Can I use my HRA to pay for my Retiree Premiums? Does my spouse have to meet two deductibles? The IBEW Constitution compels us in its Objects to organize all electrical workers in every . Inform the union's administrative office about your loved one's death. The beneficiaries of retired "A" members may also be eligible for a death benefit between $3,000 and $6,250, depending upon how much the member has received in pension benefits at the time of their death. Email to: enro llment@ibew292benefits.org. If I take another job after I retire, will I lose my pension? | It is important to complete a new data card as you have changes in your life such as marriage, divorce and dependents. The coverage, effective January 1, 2020, will be the same as the coverage offered to active members with . Inquiries about RX deductibles should be referred to CVS/Caremark at 1-844-345-3233. Active "A" members, as well as those who are receiving a benefit from the IBEW Pension Benefit Fund, continue to receive this newspaper, The Electrical Worker. If I lose eligibility will I be notified once I become eligible again? These benefits are available only to the employee -- not to the dependents. xb```b````f` ,`&Se.P'U&qULg3|eLeIi)S8,#VZbb`Fsl0Es LI Ap} rj What is the difference in the Joint & Survivor options and the 5 or 10 year certain options? In 1922, the IBEW created the Electrical Workers Benefit Association (EWBA) to ensure sufficient resources to provide a dignified interment when an IBEW member passed away. However, this amount never falls below $3,000. The benefits associated with "A" membership in the IBEW are just one of the examples of the way the IBEW "takes care of their own," said Larry Reidenbach, Senior Executive Assistant to International Secretary-Treasurer Salvatore Chilia. %%EOF The quickest way to get your card unsuspended is to upload the documentation on the consumer portal or. entitled to disability pension, death benefit or optional spousal benefit. If I elect COBRA, can I drop the Dental and Vision Benefits and pay the ALT plan? Sometimes there is a delay in paying your benefits until your final hours are received in the Fund Office. When I am eligible for Medicare, do I have to take the Transamerica coverage if I wish to continue my participation in the Retiree Plan? %%EOF Is there a medical deductible for the retiree plan? Contact lenses count as lenses, meaning one set of lenses or a one-year supply of contact lenses will be covered each year. What if I die before I start receiving a benefit? 1. How often can I get glasses or contacts? Register online at www.caremark.com. Your spouse is only required to take medical coverage on himself/herself (not required to take dependent coverage) but should he/she take vision and/or dental coverage these benefits will be coordinated with NECA-IBEW Welfare Trust Fund. The IBEW Pension and Reciprocity Department reports and provides assistance to the International Officers on departmental areas of responsibility: pension and death claim payments, construction industry reciprocity and membership records. hbbd```b``"dd `0fXD, X$ fk q 8 : "A" members are also eligible for IBEW Pension benefits once they meet the age/year requirements. United Independent Union Newspaper Guild of Greater Philadelphia Pension Plan. 3) Stop paying dues when starting retirement . Please do not email the Benefit Application as it contains private information and email may not be HIPAA-compliant. No, if you are Medicare eligible AND less than age 65. There are several other requirements that have to be met to qualify for the Retiree Plan. hO0SBBiD^k-unJTgQD(QLEBX)2Hp9a"bJXS]Z\JV0-F(lQpVpl/ If a generic is available and you choose the brand, then you will pay the brand co-pay plus the difference in cost between generic and brand. HRA reimbursement form. Should I apply for benefits even if I dont think I am entitled? 0000003580 00000 n Can I use my HRA to pay for my Retiree Premiums? Is there a deductible for Dental and Vision Benefits? endstream endobj 327 0 obj <>/Metadata 34 0 R/PageLabels 321 0 R/Pages 324 0 R/StructTreeRoot 50 0 R/Type/Catalog/ViewerPreferences<>>> endobj 328 0 obj <>/Font<>/ProcSet[/PDF/Text]/Properties<>>>/Rotate 0/StructParents 2/TrimBox[0.0 0.0 612.0 792.0]/Type/Page>> endobj 329 0 obj <>stream endstream endobj startxref DB namesort Name Initiation Status Deceased; 1905: Hicks Timothy: Timothy P. Hicks: 3/1/1974: Retired: 02/02/2023: 1904: Carroll James: James M. Carroll: 03/01/1972 . Base Plan COBRA is for Base Plan members, and ALT Plan COBRA is for ALT Plan members. Yes, if your spouse is offered comprehensive major medical coverage through his/her employer, he/she must take the medical coverage to be eligible for secondary coverage with NECA-IBEW Welfare Trust Fund. In 1890, our founders came together with other electrical workers at the St. Louis Expo, and in 1891 the IBEW was born. The death benefit has increased from $1,000 to $2,500 . The Electrical Workers Death Benefit Society was established on January 1, 1940, by the membership of Local Union 3, I.B.E.W. If I am on the Retiree Plan and return to work, what will happen? The most recent changes to the PBF death benefits were approved at the 2001 Convention and became effective January 1, 2002, thereby increasing the death benefit payment to $6,250 and providing for an accidental death benefit of $12,500. hbbd```b``6A$ Please contact the Fund Office for a complete listing. Effective January 1, 2012, monthly dues for "A" members are $29 ($14 of which represents the portion attributable to your participation with the IBEW Pension Benefit Fund). NJ Providers and Subscribers submit all medical claims to: You are obligated by law to notify the Fund Office of entering the military and upon returning from duty. If your spouse has a higher deductible, we would pay as secondary once our deductible is met. How often do I need to have a physicians statement completed by my doctor? 6. If I return to work, will I have dental and vision coverage? These same individuals will not receive a non-reduced benefit until age 62. Who should I contact for information about my pension benefits? The second was to establish safety and training. Marine Journeyman: IBEW Pacific Coast Health & Welfare, (800) 872-8979. For retirees and their spouses and dependents who are Medicare-eligible, please contact SilverScript at 1-844-449-4729. 85 0 obj <>/Filter/FlateDecode/ID[<1521582D4AF3C147A9EC9F0B6DE25442>]/Index[72 22]/Info 71 0 R/Length 79/Prev 271671/Root 73 0 R/Size 94/Type/XRef/W[1 3 1]>>stream 5-Ag T(Y+~,zk1UM)Psv}t7anJAIcwm0=lczoAcW(_UtyrQOv5hvdIn'VOw.}~"nmuL The Electrical Workers Local 357 Pension Plan A and Plan B is managed by a Board of Trustees comprised of both union and employer representatives. Critical Status Notices. $12,500.00 accidental death. How long does it take for my benefits to begin once I retire? hmo6{,R@I@I B5G-5~w+YAHGt8X RJ United Concordia: This February, show a little love to your gums. hb``f``zx501G43000**LIL3d:t)UF/ng3j00?g(5?fb`{ls Z1p\2 ?6X Why do I have to fill out a Participants Data/Claim Statement and how often do I have to fill it out? The HIPAA Customer Service Consent Form allows designated family members and/or designated representatives to talk with and receive information from the fund office about you and other family members regarding their medical benefits, eligibility etc.. Natural parents of dependents under age 18 will be granted access to their medical information. Second, your local union will request a $2 admission fee and an amount that is equal to the difference between "BA" and "A" membership dues for your first month as an "A" member. How many hours must I work to get a year of credited service toward my vesting? ]jDi{ue*5/)vjwrF9=tKj7 "4#RJ&]s?S This letter is used to determine if you are still disabled and to show when you have recovered. 93 0 obj <>stream May I name someone other than my spouse as my beneficiary? In addition to payment from your account balance, your beneficiary may receive a death benefit based on your age and years of continuous participation when contributions were made to the Plan. 0000001814 00000 n The plan today has a Disability, Early, Vested and a Standard pension payout. How often do I need to have a physicians statement completed by my doctor? Do I need to notify the Fund Office if my spouse passes away? All completed forms need to be received by IBEW 292 Benefits Office by December 2, 2022. How do I apply for pension benefits?For your convenience, an interactivePension Benefit Application form can be completed online. At the 37th IBEW Convention held in September 2006, the delegates approved an increase to PBF pension benefits providing a $4.50 credit per year of service. Please keep in mind that when you return to work you will need to continue your retiree payments until you have worked 420 hours within a 6 month period and when you work less than the required 140 per month after you have regained initial eligibility. Why do I need to complete a Beneficiary Data Card? If your spouse is under age 65 and not Medicare eligible, her or his benefits will be paid according to the schedule of benefits for Retired Employees Under Age 65 until she or he becomes Medicare eligible. Amount . 0 If you were receiving a reduced monthly benefit in the form of a Joint & Survivor Option your benefit will revert to the amount you would have received under the Single Life Option. . hbbd```b``KA$BXf Lr`]`v4& "%-=`v? g>$5dL` /ge`& I If you are applying due to disability, we recommend that you make application to the Retiree Plan at the same time you make application for Social Security Disability. hb```dW ea8@ Death Benefits. 2301 Saratoga Blvd. Do you take COBRA payments over the phone? Current benefit is 120 monthly payments equal to 50% of the accrued benefit starting the month after death. "A" members (for example) who reach age 65 and successfully apply for pension after 20 years of participation in the fund will receive a monthly benefit in the amount of $90 for the remainder of their life. 635 0 obj <> endobj New Body Scan Dates. What is the reason for a HIPAA Customer Service Consent form? In the event of your death, the individual you last named on your data card will be who your death benefits (if eligible) are paid. A Pension Services Representative will work with the person submitting the death certificate to determine if and when any benefits are due. You will also have Accidental Death benefit that doubles the above listed policies and provides an additional $2,500 benefit. hb```f``2e`2.21 P9\96X X7220J0_P^^{ *aBHkO*Cca4IT1ALA&dr PB Hs1?[IL73^Rbc'1@ e`m.` $Qk This website provides Participants and their dependents with online . The 5-Year Certain (Early Retirement or Normal Retirement options) gives you a lifetime benefit, but if your death occurs after you have received at least 60 monthly payments (5 full years) no benefits will be payable to your beneficiary. The calendar year maximum is $400 for covered vision services on participants and dependents age 18 and older. Every six to eight weeks unless your physician states on the form that you are permanently and totally disabled. See plan for detailed rules. PENSION PLAN . Yes, however the deductible from both plans would be met simultaneously. Employee Retirement . hWk0W=dP Additionally, only those delegates holding "A" membership may vote on issues related to the IBEW Pension Benefit at IBEW International Conventions. Union members live better. Pension Plan #3: Personal Benefit Fund (PBF) Part of your monthly dues pay for a $6,250 natural / $12,500 accidental death benefit that at retirement becomes a defined pension benefit paying $4.50 per month per consecutive years of service. 0000000016 00000 n H|T=o@+8e'^fh2$KU` h3#yMYVH ONLINE1. Income Security Act of. IBEW LU 716 Pension Office. Additionally, named beneficiaries of "A" members may receive a $6,250 death benefit if death occurs by natural causes or $12,500 for those who die by accident. You can go anywhere youd like. 'b(hvblo``0{7_SufsYOnpD$^kBc3/T^f`: c` X,1%)%Q]I| ^P(2p i4 cz 6iV If I am on the Retiree Plan and return to work, what will happen? =T8x=.o0 N} How many hours must I work to get a year of credited service toward my vesting?After June 1, 1976 or the Participation date if later, you must work at least 870 hours in a plan year (June 1st thru May 31st) to get a year of credited service. All active IBEW Local 1245 members are now eligible to enroll in the union's new Accidental Death & Dismemberment (AD&D) benefits and enhanced Term Life Insurance program at no additional cost. When I become eligible for Medicare, will I still have prescription coverage? The main pension rule governing defined benefit pensions in death is whether you were retired before you died. An IBEW pension will enable you to enjoy life without having to worry about making ends meet. If I have a Deferred Vested Benefit under the Plan, must I do anything to receive these benefits? What happens to my spouse if I pass away after I retire? The plan number assigned by the IBEW to the IBEW PBF is 001. Your claims should be automatically submitted to the Fund Office from Medicare. The only method of payment accepted for the Retiree Plan is direct withdrawal (ACH) from your bank account. `!l) LFHK k'd< b3620120^H@ - endstream endobj 73 0 obj <> endobj 74 0 obj <> endobj 75 0 obj <>stream What is the difference in the Joint & Survivor options and the 5 or 10 year certain options? 2. hbbd``b`z$[A8`5 +D$Xi H1xb``D'` L You will be notified by the Fund when it is time to enroll in SilverScript (Approximately 2-3 months prior to turning 65). Currently, when "A" members submit dues to their local unions, $14 of that payment represents their participation in the fund. It is very important that you notify the Fund Office when you return to work and when you cease working. QUESTIONS AND ANSWERS . What is the medical deductible per year for an individual and for the family? May I retire before age 65? How do I add someone to my coverage? At that point the system will inform you . About the Pension and Reciprocity Department. $22.00 in Per Capita to IBEW (AS OF JANUARY 1, 2023) $21.00 to the IBEW Pension Benefit Fund (AS OF JANUARY 1, 2023) $2.20 to the Electrical Workers Death Benefit Society $0.50 to the Overage Fund $3.46 to Local Union No. 0 For Death Benefits from the IBEW Pension Benefit Fund Retired/Active "A" Members of the IBEW MR MS MRS MR MS MRS MR MS MRS Section A: Member's Information . If I am called up for military service, do I retain my pension rights? Please review the, You used the Benny Card and we did not receive documentation to validate the transaction. For example: Hours worked in May are not received in the Fund Office until mid-June. Who are the PPO Providers being used by the Fund and how can I contact them? The Retiree Plan of Benefits is medical coverage and prescription coverage. 609 0 obj <>/Filter/FlateDecode/ID[<8476611E8744ED4D9D1542E6F7060697><27FDE05B9CB9954AA0E992956F7EA0D0>]/Index[596 20]/Info 595 0 R/Length 71/Prev 103318/Root 597 0 R/Size 616/Type/XRef/W[1 2 1]>>stream You used the Benny Card to pay for an ineligible HRA expense. DEATH BENEFITS FOR BENEFICIARIES Does my spouse have to take his/her own insurance if it is offered by his/her employer regardless of the cost? HTKo0W(G[3,^*H3Cm~$qG~&! INFORMATIONAL How can I check my eligibility or claim status? Call 1-844-345-3233 and use the automated system to order new cards. The department provides assistance with and research into membership records, for the purpose of determining eligibility for pension and death benefits providing this assistance to the International Officers and various departments in the International Office. Mail to: IBEW Local 292 Benefits Office 6900 Wedgwo o d Rd N ste 425 Maple Grove, MN 55311. The IBEW PBF is a defined benefit plan. %PDF-1.5 % Login This can occur in two ways: Note: not all Benny Card transactions require documentation to be submitted. Go to www.neca-ibew.org. 0000003254 00000 n Fax to: 763-416-6196 N%8 2QRp H`9PRPJ This card is sent to you on a periodic basis. In the Agreement and Working Rules dated January 1, 1944, it . Yes, a $60 deductible (for the "Base Plan") has to be met each calendar year. 38, 4 %, Local 60 Death Benefit: Benefit: $4 per Active Member & Retiree (approx) $6,800 Contact: IBEW Local 60 Office 3518 N. Loop 1604 E. San Antonio, TX 78247 210-337-1741. No deductible has to be met prior to receiving Vision and Dental Benefits. You may name someone other than your spouse as your beneficiary; however your spouse must consent in writing to this. You may also contact the Fund Office to request a Pension Benefit Application to be mailed to you. Frequently Asked Questions - Pension | Frequently Asked Questions - Health and Welfare. What if my dentist isnt a Guardian provider? Just the opposite is true when the spouse is Medicare eligible and over age 65 and the Participant is under age 65 and not eligible for Medicare.If you are Medicare eligible due to disability and under age 65, Medicare will be your primary insurance. 0 ", Copyright 2023 by IBEW Please go to the Documents and Forms library at https://www.neca-ibew.org/Documents-and-Forms, category Accident Forms, to download an accident form. IBEW 405 H&W SMM No. ectrical Workers (IBEW) and the National Electrical . %PDF-1.4 % Please call our toll-free number 1-800-547-7754 if you have questions about the choices. Do I have to be a certain age to Retire? IBEW Local 602. 343 0 obj <>/Filter/FlateDecode/ID[<59C37237E8D73848ADB71F1CF7336A7E><8673EE9BDAF8CA4C85DA5E6443BC9857>]/Index[326 26]/Info 325 0 R/Length 95/Prev 488274/Root 327 0 R/Size 352/Type/XRef/W[1 3 1]>>stream The Electrical Workers Pension Fund Local 103, I.B.E.W. Enter the birth date of the participant or dependent6. Up to 36 months, however, in certain circumstances your COBRA continuation coverage could be terminated prior to 36 months, such as once you become entitled to Medicare. You can check your eligibility by calling the automated system at (800) 765-4239, then press 9, and then answer the prompts you are given. Email: Pension@IBEW.org Fax: (202)728-6138 Effective November 2018, PBF will begin accepting clear, legible copies of . Why is my Benny Card suspended? Why do I have to fill out a Participants Data/Claim Statement and how often do I have to fill it out? Privacy Statement, Pension Calculations, Applications & Instructions. DISABILITY When I am receiving Weekly Income Benefits due to disability, do I have to complete the weekly letter each week? When I become eligible for Medicare, will I still have prescription coverage? has compiled the questions and answers listed below as a general explanatory guide to the Local Union (L.U.) However, participants may receive a copy of their 2022 IRS Form 1095-B from the Fund upon request to the Fund Office. b3e00 Contact Us | pREq .CnaKqK`4"j{C-]K5NK#fwdEL@8e$8c^lJ(1Y+u%'^ruP`-O$*qw]t>=]W2% nF2'i>IHy #! A Pension Services Representative will work with the person submitting the death certificate to determine if and when any benefits are due. What is the reason for a HIPAA Customer Service Consent form? IBEW 900 7th Street, NW Washington, DC 20001 Attn: Pension & Death Claims Dept Form No. Do I have to be a certain age to Retire? Is there a deductible on our Prescription Drug Plan with CVS/Caremark? (c) Set Off of Death Benefit. GkTG C Who should I contact for information about my pension benefits? PHONE. Event of Death Processing and Appeal. HtTn0+xIl7t@@-2$!%R{OOgK_sg`r-73iC0?jGBP a9&kDg(% Do you take COBRA payments over the phone? whether death benefit payments from the plan may be rolled over into another retirement plan; and if a rollover is possible, the method and time period in which the rollover must be made. Upon the death of an "A" member a death benefit shall be payable as follows: (a) Benefit Level. of a Benefit Event of a Divorce. endstream endobj startxref Any questions about membership type can be directed to the office of your local union. Most of us have very limited bargaining power as one person, but as a group, we are strong. The Pension Plan is specifically designed to provide lifetime income security for retirees and, in many cases, their spouses. 615 0 obj <>stream 88 0 obj <>/Filter/FlateDecode/ID[<515D057232C0464F96B2B1361769135F><4DB961C2DD428D4A968983AD0D4133D8>]/Index[59 69]/Info 58 0 R/Length 128/Prev 579393/Root 60 0 R/Size 128/Type/XRef/W[1 3 1]>>stream Yes, Weekly Income Benefits are considered income. %PDF-1.5 % If I lose eligibility will I be notified once I become eligible again? At the 1991 Convention, the EWBA and PBF were amalgamated into one fund, and as a result, death and pension benefits were significantly improved. %%EOF Call 1-800-765-4239. e A,.nP3)Z Hs1?8Y#/CsJ\q2UY30 2cf`0e`xpZx8] H b The benefits include: Health & Welfare; Retirement Benefits; Death Benefits; Scholarships; Use this Section to learn more about the funds and they can work for you! Complete a Pension Benefit Application. It is important that NEBF be notified of your or your spouse's death and receives a copy of the death certificate as soon as possible. Named beneficiaries of 'A' Members may receive a $6,250 death benefit if death occurs by natural causes or $12,500 for those who die accidently. endstream endobj 605 0 obj <>stream There are currently 100,000 IBEW members who are receiving a monthly benefit from the IBEW Pension Benefit Fund. There is a Surviving Spouse option available under the Retiree Plan of Benefits. ;#akpy3x]|Zj '| v;|h '|Z pE!?K=]Y3Vm.xzK4L All individuals currently holding "BA" membership with the IBEW are encouraged to take advantage of the benefits associated with changing their membership to "A." The Fund uses the information on the card to update any changes on you, your spouse and your dependents that might have taken place since you last completed a card. You can use the Plan & Benefits tab to print a card instantly. Is there a deductible for Dental and Vision Benefits? On behalf of the staff at BeneSys Administrators, our office is happy to be working with you and your Board of Trustees. If I am on the Retiree Plan, how does it work when I am Medicare eligible and over age 65 but my spouse is not Medicare eligible?Your benefits will be paid according to the schedule of benefits for Retired Employees Over Age 65 and Eligible for Medicare, and your spouses benefits will be paid according to the schedule of benefits for Retired Employees Under Age 65 until she or he becomes Medicare eligible. What is the difference in the Joint & Survivor options and the 5 or 10 year certain options?All options are a lifetime benefit for the participant. officers and the members of the . STANDARD LIFE INSURANCE - $8,500.00 life insurance - paid through dues $76.56 yearly (effective 4/1/2020) IBEW PENSION BENEFIT FUND - (Death Benefit) $6,250.00 normal death - this benefit changes to no less than $3,000.00 if you have retired. Section 1 - Benefit Options Information Timing and Availability The following describes the distribution options available to you for the death benefit you are claiming. 0000000952 00000 n Do I need to notify the Fund Office if my spouse passes away? MEMBERS OWING DEATH BENEFITS (All listed below are beyond the 30 days) As per the Bylaws-Article XIII-Section 6, a $5.00 assessment for each death is due to the Local Union within 30 days of this notice. How long do I have to submit my retiree application? The amount of your monthly benefit may be increased if you meet certain conditions. Should I apply for benefits even if I dont think I am entitled? Do I have to pay taxes on the Weekly Income Benefits? 3 for Dues Why do I need to complete a Beneficiary Data Card? If I am on the Retiree Plan, how does it work when I am Medicare eligible and over age 65 but my spouse is not Medicare eligible? 92 0 obj <>stream Yes, you may retire anytime on or between the ages of 55 thru 59 years old at an actuarially reduced pension, provided you are vested. We look forward to serving you in a professional and timely manner. Pension Benefit Fund on the second anniversary of the member's death and no benefit will be paid subsequent to the reversion. Yes, your prescription coverage through the Fund will continue with the SilverScript Prescription Drug Plan (PDP). The Pension Director also serves as the Reciprocal Administrator (RA) for the Electrical Industry Pension Reciprocal Agreement and the Electrical Industry Health and Welfare Reciprocal Agreement. What happens to my spouse if I pass away after I retire? [4[0: endstream endobj startxref endstream endobj 646 0 obj<>/Size 635/Type/XRef>>stream How do I know if my provider is a PPO with BlueCross/BlueShield? %%EOF Yes, you must always keep the Fund informed of your address and at the time you retire, you must make application for the benefits. A6: Not while still an active "A" member. 1. The IBEW has a long history of designing and providing benefits to help its members. How can I check my eligibility or claim status? Does my spouse have to meet two deductibles? Retirement Plan IBEW Pension Benefit Fund Early Retirement Vested and Age 62, 63, or 64 and worked for covered employer for 300 or more hours in any of the 7 calendar years immediately before later of the month following receipt of application or month following Why do I have to fill out a Participants Data/Claim Statement and how often do I have to fill it out? %PDF-1.5 % +RzfOBTn %(P Why is my Benny Card suspended? As a result, those who hold "BA" membership leave employment upon retirement, cease the payment of union dues, and not only are they not eligible to request an application for pension from the IBEW Pension Benefit Fund, but their survivors are not eligible to receive a death benefit.
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